{"title":"Money \u0026 Budget","description":"\u003cp\u003ePractical budget planners, finance spreadsheets and trackers to help you organize expenses, plan ahead and manage your money with more clarity.\u003c\/p\u003e","products":[{"product_id":"freelance-factuur-inkomsten-tracker-nederlands-english-francais-turkce","title":"Freelance Invoice Template and Income Tracker, Excel and Google Sheets Spreadsheet","description":"\u003cp\u003eSend professional invoices and always know where your money stands.\u003c\/p\u003e\n\u003cp\u003eWhat you get:\u003cbr\u003e- Invoice template that fills in your details and calculates totals and VAT\u003cbr\u003e- Income log with paid \/ unpaid status\u003cbr\u003e- Expense log with categories you can change\u003cbr\u003e- Monthly summary with profit, VAT collected and a chart\u003cbr\u003e- Start guide in the file\u003c\/p\u003e\n\u003cp\u003eWorks in Microsoft Excel and Google Sheets. Instant download: one ZIP with 4 .xlsx files, one per language.\u003c\/p\u003e\n\u003cp\u003eIncludes English, Dutch, French and Turkish versions.\u003c\/p\u003e\n\u003cp\u003eThis is a digital product. No physical item will be shipped. For personal and small business use; please do not resell or share the file. Not tax advice.\u003c\/p\u003e\u003cp\u003e\u003csmall\u003eBijzondere vrijstellingsregeling kleine ondernemingen – geen btw aangerekend.\u003c\/small\u003e\u003c\/p\u003e","brand":"Semra's Universe","offers":[{"title":"Default Title","offer_id":46355764838444,"sku":null,"price":8.99,"currency_code":"EUR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0746\/6509\/9308\/files\/etsy-4591871781-1.jpg?v=1792359048"},{"product_id":"budgetplanner-nederlands-english-francais-turkce","title":"Budget Planner Spreadsheet, Monthly and Yearly Tracker, Savings Goals, Excel and Google Sheets","description":"\u003cp\u003eSee where your money goes and finally save with a plan.\u003c\/p\u003e\n\u003cp\u003eWhat you get:\u003cbr\u003e- Monthly budget for the whole year: income, fixed costs, daily spending and savings\u003cbr\u003e- Totals, monthly averages and 'left over' calculated for you\u003cbr\u003e- Chart of income vs. spending\u003cbr\u003e- Savings goals tab that shows how much to save per month\u003cbr\u003e- Rename every category to fit your life\u003c\/p\u003e\n\u003cp\u003eWorks in Microsoft Excel and Google Sheets. Instant download: one ZIP with 4 .xlsx files, one per language.\u003c\/p\u003e\n\u003cp\u003eIncludes English, Dutch, French and Turkish versions.\u003c\/p\u003e\n\u003cp\u003eDigital product, nothing will be shipped. Personal use only. Not financial or tax advice.\u003c\/p\u003e\u003cp\u003e\u003csmall\u003eBijzondere vrijstellingsregeling kleine ondernemingen – geen btw aangerekend.\u003c\/small\u003e\u003c\/p\u003e","brand":"Semra's Universe","offers":[{"title":"Default Title","offer_id":46355764871212,"sku":null,"price":6.99,"currency_code":"EUR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0746\/6509\/9308\/files\/etsy-4591887896-1.jpg?v=1792359070"},{"product_id":"zacht-budget-voor-moeie-hoofden-nederlands-english-francais-turkce","title":"ADHD Budget Planner Printable, Simple 3 Pot Budget and Bill Checklist, PDF","description":"\u003cp\u003eKeep your budget simple with three clear pots: Must-pay, Guilt-free and Later. Use the monthly overview to list your bills, then return to one short check-in each week.\u003c\/p\u003e\n\u003cp\u003e8 PAGES INCLUDED\u003cbr\u003e1. Cover\u003cbr\u003e2. Your three pots: choose your own amounts\u003cbr\u003e3. Monthly overview and bills checklist\u003cbr\u003e4–7. Four weekly check-in pages\u003cbr\u003e8. Emergency fund colour-in tracker\u003c\/p\u003e\n\u003cp\u003eYOUR DOWNLOAD\u003cbr\u003eOne ZIP containing five PDF files: English A4, English US Letter, Dutch A4, French A4 and Turkish A4. Every version contains the same eight pages translated into its language.\u003c\/p\u003e\n\u003cp\u003eHOW TO USE\u003cbr\u003eChoose your language and paper size, print at 100% \/ Actual size, and complete by hand. Reprint the monthly and weekly pages whenever needed. Use one currency throughout your plan.\u003c\/p\u003e\n\u003cp\u003ePLEASE NOTE\u003cbr\u003eDigital download only; no physical item will be shipped. These are static print-and-write PDFs, not editable or fillable forms. No automatic calculations. For personal use only; no sharing or resale. Designed with AI assistance for Semra's Universe. Not financial advice.\u003c\/p\u003e\n\u003cp\u003eNEDERLANDS\u003cbr\u003eEen rustige budgetplanner met drie potjes: Moet betaald, Vrij te besteden en Voor later. Acht pagina’s met uitleg, maandoverzicht, rekeningenlijst, vier weekcheck-ins en een noodfondsblad om in te kleuren. Nederlandse, Franse en Turkse versie in A4; Engelse versie in A4 en US Letter. Print en vul met de hand in.\u003c\/p\u003e\n\u003cp\u003eFRANÇAIS\u003cbr\u003eUn budget simple en trois enveloppes : À payer, Libre à dépenser et Pour plus tard. Huit pages avec vue mensuelle, factures, quatre bilans hebdomadaires et suivi du fonds d’urgence. Version française au format A4. PDF à imprimer et remplir à la main.\u003c\/p\u003e\n\u003cp\u003eTÜRKÇE\u003cbr\u003eÜç bölmeli sade bütçe: Ödenmesi gereken, Serbest harcama ve Daha sonrası. Aylık görünüm, faturalar, dört haftalık kontrol ve acil durum birikim sayfası dahil sekiz sayfa. Türkçe sürüm A4 boyutundadır. Yazdırın ve elle doldurun.\u003c\/p\u003e\u003cp\u003e\u003csmall\u003eBijzondere vrijstellingsregeling kleine ondernemingen – geen btw aangerekend.\u003c\/small\u003e\u003c\/p\u003e","brand":"Semra's Universe","offers":[{"title":"Default Title","offer_id":46355963215916,"sku":null,"price":3.99,"currency_code":"EUR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0746\/6509\/9308\/files\/semras-universe-8602370900012-1_2e155387-37ac-44fb-baa9-8b8aac69d95f.png?v=1792623087"}],"url":"https:\/\/semrasuniverse.com\/collections\/geld-budget.oembed","provider":"Semra's Universe","version":"1.0","type":"link"}